Consumer Resources

Consumer Resources Center

• Avoiding Fraud and Scams
• Government Resources
• Money Management

• What Is Amortization—and Why Does It Matter?
  

  Amortization is the process of paying off a loan through regular, fixed payments over time.

• Real-Time Payment Trends—and What They Mean for Consumers
  

  

  Real-time payments allow money to move instantly—24/7—directly between bank and credit union accounts. For consumers, this means faster access to funds, improved cash flow, and more control over their money. Here’s what you need to know about real-time payment trends—and how they impact your everyday financial life.

• Top Scams Targeting Consumers in 2026—and How to Stay Safe
  

  In 2026, the most common scams targeting consumers include impersonation scams, AI-driven deepfake fraud, investment scams, payment-method scams, and job or income scams. Staying safe requires awareness, strong security habits, and knowing when to slow down and verify.